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Specialized Home, Auto, and Business Insurance in Sauk Rapids and St. Cloud, MN

Meet Hoff's Insurance Specialists

For more than 25 years, we have delivered quality insurance and risk management solutions to individuals and businesses throughout the area.  As a locally-owned and operated agency with two locations in Minnesota, we are able to provide our customers the specialized products and personalized services they deserve.  We are a one-stop shop for all insurance needs and can place any risk for any person, searching all available markets in order to provide customers the service they're after for the price that's best.

Products and Services

We strive to offer a wide variety of insurance options, both personal and commercial.  From home, auto, life, and health insurance policies, with a special option for disability insurance, inividuals and families will receive the attention they need from their agent when working with Hoff's Insurance Specialists.  For businesses, from the broadest commercial insurance policies to the most specific industries, we will use all resources available to tailor a policy that perfectly fits your operation.

Through our extensive farm insurance program, individual farmers and agribusiness owners alike will benefit from our history of excellence in tailoring solutions.  From livestock and equipment insurance to structures and dwelling insurance, we have what farmers need in order to stay secure and run operations smoothly.  To learn more about farm insurance needs in the North Star State, contact an agent or contact the Minnesota Farm Bureau.  

For information on all our insurance offerings, see our products page.  Whenever possible, we combine policies to save clients time and money.  To see if there are combination options available for you, contact an agent.

Our Approach

Each client is different and has individual needs—we know and honor this by learning those needs and using them to tailor their products to their unique story.  We work one-on-one with every client in order to identify the proper coverages and once a solution is in place, we regularly monitor the policy and keep them informed.

We also have an office serving our clients in Dassel, MN.  Give the Kim Hempel a call at 320-275-5561 to work with a personable, accessible agent right in your area.

We put clients first and make sure they get the most protection for the best price around.  We make ourselves available as often as possible, so please contact us online or give us a call at 320-654-8766 to learn more.  If you're ready to get started, request a quote.

Additional Insurance Information:


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.

Our Location

Hoff's Insurance Specialists

225 N. Benton Dr., #214
Sauk Rapids, MN 56379
Main office: 320-654-8766

Our Providers