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Auto Insurance

Owning an automobile in Minnesota comes with some challenges. The winter weather can be quite frightful, and it makes driving a little scary at times. Knowing that your vehicle is adequately covered no matter whether you are at fault or the innocent victim in an accident can make you sleep easier at night. At Hoff's Insurance Specialists in Sauk Rapids, MN we are experienced at writing auto insurance policies. We know the right questions to ask and whether you are a new driver or a seasoned veteran, and we will help you to get the coverage that you need to keep you protected at a price you can live with.

In the state of Minnesota, automobile owners are required by law to have basic insurance, this includes economic loss benefits and automobile liability coverage. If you have a loan or a lease on your vehicle, you may be required to carry collision and comprehensive coverage. This coverage protects your vehicle in the event of an accident, damage or theft. Talking to our trained agents can help you sort out the type of insurance that you need to have and what you want to have. It is more affordable than you might expect to stay compliant with the law.

Minnesota is a no-fault insurance state which can be confusing for most people looking for auto insurance. What exactly does no-fault mean? In Sauk Rapids, MN, you can turn to someone when you have auto insurance questions. Our knowledgeable agents are happy to sit down with you and discuss what coverage is best for you and what no-fault really means. We will be happy to give you a no-obligation quote in the office or over the phone. If you would rather visit our website, you can get an auto insurance quote without any fuss while sitting in your favorite chair. Don't risk your financial security by not having the required coverage.